What are the limitations in Qiwi and what do they depend on?

The legislation of the Russian Federation establishes restrictions on electronic payments for unverified users. To expand your capabilities in the service, you need to go through identification. The identified Visa QIWI Wallet user can access:

- increased monthly payment limit;

- increased limit on the balance on the balance;

- making money transfers - to a bank account and card, to other payment systems, between users of the service;

- purchases in foreign online stores.

There are 2 identification procedures: simplified and complete. They differ in the list of information that must be provided.

For a purse with the "Minimum" status, the following restrictions apply: the balance limit is 15,000 rubles, the allowable amount for one operation is up to 15,000, the limit for payments per month is 40,000 rubles, the limit for cash withdrawals by card (QVP) is 5,000 rubles. per day, but not more than 40,000 rubles. per month. This status is assigned when the wallet is opened.

The "Basic" status is achieved by entering the data of several of your documents on the website, in the Visa Qiwi wallet mobile application or in the Qiwi terminal, as well as by contacting the Qiwi call center. In this case, the balance limit on the balance will be 60,000 rubles, the limit for payments per month is 200,000 rubles, the limit for cash withdrawals remains the same as for the "Minimum" status.

With full identification ("Professional" status), the wallet can contain 600,000 rubles, there are no restrictions on payments and transfers, and for cash withdrawals - 200,000 rubles. at a time, but not more than 200,000 rubles. per month.


There is also another level of access for large clients, which is negotiated individually.

How to pass face-to-face identification:

For citizens of the Russian Federation, you can go both in the office and in the offices of partners (At the points of the CONTACT system (tell the employee the article QONR, At the betting points of the Olimp bookmakers office only for those registered in the club and on the olimp.bet website, At the points of accepting bets bookmaker "Bingo-Boom" only for those registered in the club and on the website BingoBoom.ru, In Euroset salons (tell the employee the article number 231695). Then you will need to confirm your data in the personal account of your wallet, for this you will need to go to the profile section , select "Confirm identification" and enter the last 4 digits of the passport number.

For foreign citizens, identification can be done both in the main office and in the offices of the partners listed above. To obtain the "Basic" status, you must have the following documents with you: a passport with a notarized translation, a passport with a visa (if you entered Russia on a visa). To obtain the "Professional" status: a passport with a notarized translation, a foreign passport with a visa (if you entered Russia on a visa), a residence permit or a temporary residence permit in the Russian Federation, or a migration card.

For the passport data of one person, Qiwi allows you to open up to five wallets.

For citizens of Belarus, it is possible to undergo identification both in the main office, which are represented in all major cities, as well as in the offices of partners and in the salons of Euroset cellular communication.

If you transfer less than RUB 100,000 per day, transfers to Qiwi between wallets in the Russian Federation are carried out without commission, to wallets in other countries - 1% of the amount. If the daily limit of 100,000 rubles is exceeded. the commission for transfers between wallets is set at 1% and 2%, respectively.

The creation of a Qiwi Voucher is also carried out with a commission of 1%, at least 50 rubles, if the daily limit is exceeded - 2%, but not less than 50 rubles.

Also in Qiwi, transfers to bank cards are in demand. Within the daily limit, the commission for transfers to cards in the Russian Federation is 2% + 50 rubles, over the limit - 3% + 50 rubles. There are also restrictions for one recipient - no more than 600,000 rubles. per month. If you transfer to cards in other countries, then in this case the commission will be 2% + 100 rubles. within the daily limit and 3% + 100 rubles. - over the limit.

From your Qiwi wallet, you can also make payments to various organizations, to bank accounts, replenish mobile phone accounts and a number of other operations. You can find out about all tariffs on the Qiwi website, and if you have any questions, contact the Qiwi help desk.