A brief overview of the payment systems Yandex.Money and Qiwi.

Some of the most popular electronic wallets on the Runet are Yandex.Money and Qiwi. Naturally, both services mark their merits: convenience, reliability and simplicity.

Registration in Qiwi is much more convenient and faster than in Yandex.Money. The organization does not need to know any additional information about the customer, only his phone number. Its simple and safe enough, as gaining access to your phone is more difficult than hacking mail or finding the answer to a secret question.

The legislation of the Russian Federation establishes restrictions on the use of electronic systems for private users. In both payment systems, the degree of the initial identification certificate is Minimum. To expand the functionality of the services, users are invited to go through the identification procedure.

It is difficult to determine the leader in the matter of replenishing wallets. The developers of both systems approached the issue of replenishing electronic accounts thoroughly. If the user prefers to replenish the wallet through terminals, then it is worth choosing Qiwi. You can also replenish the Qiwi wallet online, using mobile shops, through ATMs. There is no commission for crediting funds. It is possible to top up your Yandex.Money account through a bank card, ATM, self-service terminal, bank cash desk or electronic wallet.

Qiwi saves all the payment details of the transactions, so you can easily plan the next payments, generate payment reports. Only citizens of the Russian Federation can use all the functionality of Yandex.Money.

In Yandex, transactions are only possible in rubles. Therefore, it will not even be possible to pay for a purchase in the beloved Chinese store Aliexpress, where prices are in dollars. Qiwi, on the other hand, is a multicurrency payment system.

Especially often, the question of which is better - Qiwi or Yandex.Money, users ask themselves when it comes to the security of transactions and the safety of electronic money. Qiwi controls all money transfers. The automated system guarantees the safety of all operations. With Qiwi, everything is easier, just know the phone number and password. Yandex.Money offers increased protection for a small fee - 30 rubles. All operations carried out via Yandex.Money require the introduction of a special verification code in order to provide additional security.

The Yandex.Money system is categorically against doing business. Users noticed in this are blocked. Qiwi is more loyal in this matter, ready to provide customers with small loans and commissions on preferential terms.

Choosing the Qiwi or Yandex.Money payment system, the user has the right to contact the technical support service. Qiwi also has a hotline, where polite call managers will clarify any confusion. Yandex.Money provides technical support services only online, via e-mail, which is not very convenient because sometimes you have to wait more than one hour for an answer.

In order not to be mistaken in the choice, you need to determine the specific needs, then it will become clear which is better, Qiwi or Yandex.Money. To do this, again it is worth turning to objectivity and rightly name the main feature, which can only be conditionally called a disadvantage. The Yandex.Money electronic system is not intended for use in business, because its initial task was and remains to serve individual users for personal purposes.