Personal account

Payeer, Advanced Cash, Perfect Money, Capitalist. What to choose?

Each of the listed payment systems has its own advantages, its own characteristics. Lets take a brief look at them, perhaps this will help you choose the most convenient option for yourself.

Payeer

Payeer is an international electronic payment system operating under the PSP international financial license.

Payments are made using an account name and password, and an email confirmation of login. For registration, a prerequisite is the availability of e-mail. Upon registration, a special MasterPIN is issued, which must be used for a number of operations, including operations to withdraw funds from the system.

With the help of the Payeer payment system, it is possible to pay for services on websites, carry out international transfers online to most countries of the world, accept payments in various ways, and automatically exchange currencies.

Inside Payeer, there is an online exchanger, which makes it possible to exchange banknotes of various electronic payment systems without registration. The function of mass payments and transfers has been implemented, in particular, to VISA / MasterCard bank cards around the world, to bank accounts via SWIFT, as well as to various EPS wallets.

The option of ordering and using a MasterCard plastic card of the service is available, which allows you to convert funds from Payeer wallets into cash.

For international transfers, the commission is 0% (sending) and 0.95% (receiving), you can also choose who pays the commission. Currency exchange within the system is carried out at a 2% commission. Depositing funds into the system is possible without commission, and the withdrawal fluctuates in the range of 2.5-5%, depending on the withdrawal method.

Advanced Cash

Advanced Cash is a universal payment system, founded in 2014, in which anyone can create a multi-currency electronic wallet for free, profitably deposit and withdraw various electronic currencies, make exchanges and make fast money transfers around the world.

AdvCash is an offshore payment system that partners with MasterCard. Each user has the opportunity from anywhere in the world to order a plastic nominal offshore card (in dollars or euros; issued by a bank in England; comes by mail to your specified address), from which you can make purchases and withdraw currency at ATMs around the world ( where MasterCard is accepted).

Immediately after registering in AdvCash, you have the opportunity to replenish your account, accept and send transfers, but if you need to order a card (the rules in the system may change) or carry out operations for large amounts and often, you will need to go through verification (without verification, the limit for cash transactions $ 2,500 per month). Verification in AdvCash is simple and does not take much time.

The advantages of this payment system are the following:

- no commission for internal transfers in the system;

- high security. You can enable two-step authorization on the site;

- low fees for depositing and withdrawing funds to the most popular payment systems, as well as to bank cards of different banks and SWIFT transfers;

- withdrawing money in another currency (not the one on the card) from an offshore Advanced Cash card is carried out with conversion at the rate of the MasterCard system, which is quite beneficial for many users in different countries;

- convenient deposit and withdrawal of personal funds to bank cards, payment systems (Payeer, Bitcoin, Yandex Money, Paxum, Perfect Money, etc.) and many popular exchangers, etc.

Each registered user in the AdvCash payment system can take part in the referral program and earn on the commission of the payment system on the attracted users through his referral link.

Perfect money

Perfect Money is an electronic payment system for non-cash payments on the Internet, created in 2007. The system is legally owned by Perfect Money Finance Corp., registered in Panama, with headquarters and operational services in Zurich.

Opportunities:

- transfer of funds between users;

- accepting payments on your website;

- payment for goods and services on the Internet;

- buying bitcoin, gold, US dollars and euros.

Account types:

- equivalent to the US dollar, type U1234567;

- the equivalent of the euro, type E1234567;

- equivalent to gold (in terms of a troy ounce), type G1234567;

- Bitcoin equivalent, type B12345678.

All types of accounts can be exchanged in the users account at the market rate.

All security settings are managed from the users account. User authentication - when you change the login IP address, Perfect Money sends an e-mail message with a PIN code to confirm the change. SMS authorization - this system is used to create a logical connection between the users account and his mobile phone number, to which a confirmation code is sent to identify the real account holder. SMS authorization is the most perfect and reliable way to protect a user from unauthorized entry into an account (hacking), since the time spent on the entire operation of exchanging a code and entering it into an account is critically small and insufficient for hacking. Code card - the use of this tool is based on providing the user with a card with a graphic image of the code sent to the email address. To confirm the transaction, the system sends a request to the user to randomly issue a certain code from this card.

Features:

- the user can create up to 6 additional accounts (wallets) in his account for various equivalents;

- the user can create a subaccount with a separate username and password. The sub-account is limited in functionality - from it you can only transfer and accept electronic money, while the sub-account can be replenished from the main account without commission;

- the user can create his own e-Vaucher (electronic voucher) in cash, by activating which, in fact, you can transfer funds. E-Vaucher data can be transferred in any convenient way (ICQ, e-mail, SMS, etc.).

Capitalist

Capitalist is a convenient internet settlement system that allows you to receive and send payments in various ways without opening an account in payment systems. Having a single account with Capitalist makes it possible to make payments to e-wallets, bank accounts, plastic cards and Bitcoin accounts. You can also quickly and safely withdraw funds to Capitalist Visa cards, pay for services and make mutual settlements with partners.

Funding methods: Yandex.Money, Qiwi, Bitcoin, EPESE, Ecoin, AdvCash, from a number of banks, international bank transfer (USD, EUR), in cash through Capitalist partners.

Sending payments: WebMoney, Yandex.Money, PayPal, Bitcoin, EPESE, Paxum, OkPay, MoneyMail, RBK Money, Money Mail.Ru, Alfa-Bank cards, Bank Finam, International bank transfers (USD, EUR), to Beeline accounts, MTS, Megafon, Payeer, PerfectMoney, Privat24, Qiwi and much more with the help of Capitalist partners.

Capitalist Prepaid Visa is a universal Visa card for cash withdrawals and non-cash payments for goods and services, both on the Internet and in real time.

Advantages of the card: free delivery and issue of a card, a minimum set of documents for obtaining a card, cash withdrawals from ATMs around the world in a convenient currency for $ 1.99, express courier delivery in 4 days.

Card features: payment for purchases in online stores and POS-terminals - no commission, access to personal funds and card statement online, card replenishment only $ 0.99, daily withdrawal limit - $ 5000, maximum daily top-up amount - $ 20,000.

Ample business opportunities: replenishment of an account by bank transfer - no commission, free transfers within the system and minimum rates for external payments, automation of payments using the API, massive payments with a single CSV batch, a reliable account protection system, a referral program.


Only a small part of information about payment systems is listed here. You can find out about them on various forums, and there are also a number of articles on the network dedicated to each of them. The choice is always yours.